{"text_format":"3","workbook":"xlsx","n_sheets":1,"sheets":["Hoja1"],"read":"whole","date_system":"1900"}

{"sheet":"Hoja1","index":0,"n_rows":32,"n_cols":8,"rows_kept":32,"merged":[[1,2,1,3],[1,4,1,5],[1,6,1,7],[2,2,2,3],[2,4,2,5],[2,6,2,7]]}
[]
[null,null,"Compañías de Seguros Generales",null,"Compañías de Seguros de Vida",null,"Total Seguros"]
[null,null,"Diciembre",null,"Diciembre",null,"Diciembre"]
[null,null,2023,2024,2023,2024,2023,2024]
[null,"Primas Emitidas",{"v":23866.1,"d":"23,866.1"},{"v":25494.8,"d":"25,494.8"},{"v":26789.8,"d":"26,789.8"},{"v":30628.1,"d":"30,628.1"},{"v":50655.9,"d":"50,655.9"},{"v":56123,"d":"56,123.0"}]
[null,"Siniestros Pagados",{"v":10038.5,"d":"10,038.5"},{"v":10724.3,"d":"10,724.3"},{"v":11859.1,"d":"11,859.1"},{"v":14159.1,"d":"14,159.1"},{"v":21897.6,"d":"21,897.6"},{"v":24883.4,"d":"24,883.4"}]
[null,"Primas Devengadas",{"v":15569.3,"d":"15,569.3"},{"v":17258.6,"d":"17,258.6"},{"v":16390.7,"d":"16,390.7"},{"v":19494.3,"d":"19,494.3"},{"v":31960,"d":"31,960.0"},{"v":36752.9,"d":"36,752.9"}]
[null,"Siniestros Incurridos",{"v":7937.3,"d":"7,937.3"},{"v":8492.5,"d":"8,492.5"},{"v":16138,"d":"16,138.0"},{"v":17006.4,"d":"17,006.4"},{"v":24075.4,"d":"24,075.4"},{"v":25498.9,"d":"25,498.9"}]
[null,"Comis. de Intermediación",{"v":3003.9,"d":"3,003.9"},{"v":3259.2,"d":"3,259.2"},{"v":2385,"d":"2,385.0"},{"v":2720.3,"d":"2,720.3"},{"v":5388.9,"d":"5,388.9"},{"v":5979.5,"d":"5,979.5"}]
[null,"Gastos Generales",{"v":4705.4,"d":"4,705.4"},{"v":5196.2,"d":"5,196.2"},{"v":4276.2,"d":"4,276.2"},{"v":4679.7,"d":"4,679.7"},{"v":8981.6,"d":"8,981.6"},{"v":9875.9,"d":"9,875.9"}]
[null,"Resultado Técnico",820.2,{"v":1131.6,"d":"1,131.6"},{"v":-7105.4,"d":"-7,105.4"},{"v":-5700.3,"d":"-5,700.3"},{"v":-6285.2,"d":"-6,285.2"},{"v":-4568.6,"d":"-4,568.6"}]
[null,"Producto de Inversiones",{"v":2129.7,"d":"2,129.7"},{"v":1954.1,"d":"1,954.1"},{"v":10583,"d":"10,583.0"},{"v":8946.3,"d":"8,946.3"},{"v":12712.7,"d":"12,712.7"},{"v":10900.4,"d":"10,900.4"}]
[null,"Utilidad (Pérdida) Neta",{"v":2029.8,"d":"2,029.8"},{"v":2099.9,"d":"2,099.9"},{"v":2853.7,"d":"2,853.7"},{"v":2566.7,"d":"2,566.7"},{"v":4883.5,"d":"4,883.5"},{"v":4666.6,"d":"4,666.6"}]
[null,"Activos",{"v":42186.2,"d":"42,186.2"},{"v":46996.8,"d":"46,996.8"},{"v":98798,"d":"98,798.0"},{"v":113555,"d":"113,555.0"},{"v":140984.2,"d":"140,984.2"},{"v":160551.8,"d":"160,551.8"}]
[null,"Inversiones",{"v":19841.7,"d":"19,841.7"},{"v":22368.9,"d":"22,368.9"},{"v":85526.8,"d":"85,526.8"},{"v":99740.9,"d":"99,740.9"},{"v":105368.5,"d":"105,368.5"},{"v":122109.8,"d":"122,109.8"}]
[null,"Patrimonio Contable",{"v":6536,"d":"6,536.0"},{"v":7227.1,"d":"7,227.1"},{"v":10958.2,"d":"10,958.2"},{"v":11907.9,"d":"11,907.9"},{"v":17494.2,"d":"17,494.2"},{"v":19135.1,"d":"19,135.1"}]
[null,"Retención de Primas",{"v":0.639,"d":"63.9%"},{"v":0.67,"d":"67.0%"},{"v":0.925,"d":"92.5%"},{"v":0.927,"d":"92.7%"},{"v":0.79,"d":"79.0%"},{"v":0.81,"d":"81.0%"}]
[null,"Siniestralidad Cuenta Compañía (SCC)",{"v":0.531,"d":"53.1%"},{"v":0.511,"d":"51.1%"},{"v":0.987,"d":"98.7%"},{"v":0.872,"d":"87.2%"},{"v":0.768,"d":"76.8%"},{"v":0.705,"d":"70.5%"}]
[null,"SCC II",{"v":0.545,"d":"54.5%"},{"v":0.529,"d":"52.9%"},{"v":0.999,"d":"99.9%"},{"v":0.875,"d":"87.5%"},{"v":0.784,"d":"78.4%"},{"v":0.717,"d":"71.7%"}]
[null,"Costos Intermediación",{"v":0.131,"d":"13.1%"},{"v":0.134,"d":"13.4%"},{"v":0.089,"d":"8.9%"},{"v":0.089,"d":"8.9%"},{"v":0.109,"d":"10.9%"},{"v":0.11,"d":"11.0%"}]
[null,"Eficiencia",{"v":0.223,"d":"22.3%"},{"v":0.249,"d":"24.9%"},{"v":0.221,"d":"22.1%"},{"v":0.215,"d":"21.5%"},{"v":0.222,"d":"22.2%"},{"v":0.23,"d":"23.0%"}]
[null,"Índice Combinado ",{"v":0.945,"d":"94.5%"},{"v":0.931,"d":"93.1%"},{"v":1.445,"d":"144.5%"},{"v":1.299,"d":"129.9%"},{"v":1.204,"d":"120.4%"},{"v":1.128,"d":"112.8%"}]
[null,"Margen Técnico Utilidad",{"v":-0.009,"d":"-0.9%"},{"v":-0.017,"d":"-1.7%"},{"v":-0.284,"d":"-28.4%"},{"v":-0.206,"d":"-20.6%"},{"v":-0.154,"d":"-15.4%"},{"v":-0.12,"d":"-12.0%"}]
[null,"Res.Tec. /P. Devengadas",{"v":-0.014,"d":"-1.4%"},{"v":-0.026,"d":"-2.6%"},{"v":-0.469,"d":"-46.9%"},{"v":-0.326,"d":"-32.6%"},{"v":-0.251,"d":"-25.1%"},{"v":-0.187,"d":"-18.7%"}]
[null,"Res.Tec. /P. Dev. neta XL",{"v":-0.015,"d":"-1.5%"},{"v":-0.027,"d":"-2.7%"},{"v":-0.482,"d":"-48.2%"},{"v":-0.334,"d":"-33.4%"},{"v":-0.26,"d":"-26.0%"},{"v":-0.194,"d":"-19.4%"}]
[null,"Respaldo Reservas Técnicas (Neto)",{"v":1.31,"d":"131.0%"},{"v":1.322,"d":"132.2%"},{"v":1.142,"d":"114.2%"},{"v":1.135,"d":"113.5%"},{"v":1.17,"d":"117.0%"},{"v":1.165,"d":"116.5%"}]
[null,"Rentabilidad Inversiones*",{"v":0.107,"d":"10.7%"},{"v":0.087,"d":"8.7%"},{"v":0.122,"d":"12.2%"},{"v":0.089,"d":"8.9%"},{"v":0.119,"d":"11.9%"},{"v":0.089,"d":"8.9%"}]
[null,"Rentabilidad Activo* (ROA) ",{"v":0.033,"d":"3.3%"},{"v":0.031,"d":"3.1%"},{"v":0.029,"d":"2.9%"},{"v":0.022,"d":"2.2%"},{"v":0.03,"d":"3.0%"},{"v":0.025,"d":"2.5%"}]
[null,"Rentabilidad Patrimonio* (ROE)",{"v":0.21,"d":"21.0%"},{"v":0.199,"d":"19.9%"},{"v":0.259,"d":"25.9%"},{"v":0.214,"d":"21.4%"},{"v":0.241,"d":"24.1%"},{"v":0.208,"d":"20.8%"}]
[null,"Rotación Prim. x Rec. (Dic. 365 días)",62.31,63.65,28.34,27.1,44.34,{"v":43.7,"d":"43.70"}]
[]
[null,"*Rentabilidad expresada anualmente"]